Our Services

Banking Unfold provide a wide range of advanced, innovative, and customized banking solutions designed to meet the needs of modern financial institutions in India. Our services empower banks, NBFCs, fintechs, and businesses to navigate the rapidly evolving banking landscape while ensuring compliance, security, and operational efficiency.

1. Digital Banking Solutions

In a world that’s shifting towards digital-first experiences, BankingUnfold offers robust Digital Banking Solutions to enhance your customers’ banking experience. Whether you’re a large bank or a digital-only fintech, our platform provides everything you need to stay ahead in the competitive market.

What We Offer:

  • Mobile Banking Apps: Secure, intuitive apps designed for both Android and iOS.
  • Internet Banking Portals: Provide seamless access to account management and transactions.
  • Omnichannel Integration: Create a unified customer journey across web, mobile, and in-branch.
  • AI-Powered Insights: Offer personalized financial recommendations based on spending patterns.
  • Compliance and Security: Meet regulatory standards while ensuring data security with end-to-end encryption.

Our Digital Banking Solutions are tailored to ensure that your customers enjoy smooth, secure, and accessible banking anytime, anywhere.

2. Transaction Banking Solutions

We understand the complexity of managing high-volume financial transactions. Our Transaction Banking Solutions streamline your payment collections, disbursements, and financial workflows, empowering businesses and financial institutions to optimize operations and reduce costs.

What We Offer:

  • Cash Management Services: Simplify cash inflows and outflows for better financial control.
  • Collections & Receivables: Receive payments via multiple channels, including UPI, IMPS, and more.
  • Payments & Disbursements: Manage vendor payments, salary disbursements, and recurring transactions seamlessly.
  • Account Services: Provide corporates with self-service features for account management and real-time tracking.
  • e-Mandates & Standing Instructions: Automate recurring payments and reduce manual intervention.

With our Transaction Banking Solutions, we ensure that your transactions are quick, secure, and efficient.

3. Cash & Liquidity Management

In today’s dynamic financial environment, managing cash flow and liquidity is vital for sustaining growth. BankingUnfold offers comprehensive Cash & Liquidity Management Solutions to help you efficiently manage your liquidity, forecast cash flow, and optimize working capital.

What We Offer:

  • Cash Position Management: Track your cash balance across various accounts and subsidiaries.
  • Liquidity Forecasting: Use data-driven algorithms to predict short-term and long-term liquidity needs.
  • Pooling & Sweeping: Automate fund movements to ensure optimized cash distribution.
  • Treasury Integration: Sync seamlessly with treasury management systems for streamlined fund management.
  • Regulatory Reporting: Ensure compliance with statutory requirements through real-time reporting.

Our Cash & Liquidity Management tools give you full control over your liquidity, ensuring that you can manage finances effectively and make data-driven decisions.

4. API Banking & Fintech Integration

At BankingUnfold, we offer API Banking & Fintech Integration to help you create more flexible, scalable, and efficient banking ecosystems. Our API solutions enable easy integration with third-party applications and fintech services, allowing you to expand your offerings and improve customer satisfaction.

What We Offer:

  • API Gateway: A secure gateway to connect your banking systems with external platforms.
  • Custom Integrations: Tailored APIs that integrate with your core banking, CRM, ERP, and payment systems.
  • Real-Time Data Syncing: Ensure accurate, real-time data updates across platforms.
  • Open Banking: Comply with open banking regulations while offering third-party services to your customers.
  • Fraud Detection: Leverage advanced algorithms to detect and prevent fraudulent activities.

With API Banking & Fintech Integration, you can enhance your service offerings and enable seamless interactions between banks, fintechs, and businesses.

5. Trade Finance & Treasury Solutions

Global trade operations require sophisticated financial solutions to manage risks, streamline payments, and ensure seamless cross-border transactions. BankingUnfold offers cutting-edge Trade Finance & Treasury Solutions to help financial institutions facilitate international trade, optimize treasury operations, and ensure regulatory compliance.

What We Offer:

  • Letter of Credit (LC) Management: Digitally manage LCs for faster trade transactions.
  • Supply Chain Financing: Offer financing solutions to optimize cash flow and inventory management.
  • Currency Exchange Services: Manage multi-currency transactions with ease.
  • Trade Risk Management: Protect your business from risks in international trade using our risk management tools.
  • Treasury Management Systems (TMS): Monitor and optimize your treasury operations with our end-to-end solutions.

Our Trade Finance & Treasury Solutions ensure that you can manage your trade activities efficiently, reduce risk, and improve liquidity.

Why Choose BankingUnfold?

At BankingUnfold, we are committed to transforming the banking experience through innovation, security, and efficiency. Our solutions are built to meet the unique challenges faced by banks, fintechs, and businesses in India. Whether you’re looking to modernize your digital banking platform, streamline your transaction processes, or optimize your liquidity management, we have the expertise and tools to help you succeed.

  • Tailored Solutions: Customized services to meet your specific needs and objectives.
  • Scalability: Our platforms are designed to grow with your business.
  • Security: Bank-grade encryption and compliance with regulatory standards.
  • 24/7 Support: Our dedicated support team is available to assist you at every step.

Get in Touch

Discover how BankingUnfold can help your business thrive in the digital age. Contact us today to learn more about our solutions or schedule a consultation.