Efficient cash and liquidity management is vital for every financial institution, especially in today’s fast-paced and regulatory-driven environment. At BankingUnfold, we empower banks, NBFCs, and corporate clients in India with advanced Cash & Liquidity Management Solutions to gain real-time visibility into their funds, enhance control, and improve working capital efficiency.
Our platform helps institutions manage their cash positions across multiple accounts and entities, enabling smarter financial decisions that ensure optimal liquidity utilization while staying compliant with RBI norms.
What We Offer?
1. Real-Time Cash Visibility
Track and monitor all account balances and cash flows — across banks, branches, and currencies — in real time. Gain a consolidated view to understand liquidity positions instantly.
2. Liquidity Forecasting
Predict short-term and long-term liquidity needs using historical data, transaction trends, and AI-powered forecasting tools. This allows better planning for funding requirements and investment opportunities.
3. Automated Sweeps & Pools
Set up automated sweeping and pooling of funds between accounts — helping optimize idle balances and reduce interest costs. Configurable rules allow for target balancing, zero-balancing, and threshold limits.
4. Investment & Short-Term Lending Modules
Deploy surplus funds in short-term instruments or inter-company loans with integrated approval workflows and interest calculation. Maintain liquidity while earning returns on unused capital.
5. Regulatory & Compliance Reporting
Generate reports and dashboards aligned with RBI’s liquidity coverage ratio (LCR), net stable funding ratio (NSFR), and other local compliance standards.
Benefits of Our Liquidity Solutions
- Optimized Cash Flow: Avoid idle balances and maximize fund utility
- Improved Decision-Making: Use insights and forecasts to manage working capital effectively
- Customizable for Indian Ecosystem: Seamless integration with NEFT, RTGS, IMPS, and UPI-based fund movements
- Secure & Scalable: Role-based access, audit trails, and multi-entity support
- Reduced Operational Risk: Automated workflows and real-time alerts minimize manual errors and delays
Who Can Benefit?
- Public and Private Sector Banks
- Non-Banking Financial Companies (NBFCs)
- Large Corporates and Multinationals
- Microfinance Institutions (MFIs)
- Government Treasuries and Public Sector Units (PSUs)
Why BankingUnfold?
We understand the unique cash flow challenges faced by Indian financial institutions and corporates. That’s why our solution is built with:
- India-Specific Features: PAN verification, GST integration, and RBI-aligned formats
- Modular Design: Choose components that fit your institution’s size and complexity
- Advanced Analytics: Dashboards and reports that drive strategic liquidity decisions
Unlock the Full Potential of Your Cash
Whether you’re looking to streamline interbank transactions or improve liquidity across subsidiaries, BankingUnfold’s Cash & Liquidity Management Solutions are designed to make your funds work smarter for you.
👉 Connect with us today to learn how our solutions can help your organization achieve liquidity excellence.